Should You Have a Prenuptial Agreement ?

By Christopher โ€ข โ€ข

Should You  Have a Prenuptial Agreement ?

Should you have a prenuptial agreement?

Gold-diggers, con artists, users, deceivers, โ€œprostitutesโ€ and those who will do anything for a quick payday except work ... they come in male and female, freshly wrapped in smiles, sex and companionship.

I know this is a sensitive issue. But when it comes to discussing prenups, these personality types mentioned above donโ€™t seem to exist. All everyone wants to talk about is love. Even if the couple is truly in love, as we all know, things can go very bad very quickly.

According to the American Psychological Association, the divorce rate in the United States is around 40-50%. The APA also says the divorce rate for subsequent marriages is even higher. Maybe you shouldnโ€™t have put a ring on it.

With odds like that, there needs to be a conversation about a prenup. There are a lot of gold-diggers out there and they arenโ€™t looking for booger. So, should you have a prenuptial agreement?

The stakes couldnโ€™t be higher. Imagine busting your butt your entire life to live the American dream, then someone takes half? This is not to say a stay-at-home mom or dad isnโ€™t an equal partner. What we are discussing here is people gaming the divorce laws like itโ€™s a game of Lotto or something.

Most people are not millionaires or billionaires for that matter. But, letโ€™s look at a few high net worth divorces. Businessinsider.com just ran an article this past April about the 10 most expensive divorce settlements in history.

Actor Mel Gibson lost $425 million. Casino boss Steve Wynn coughed up $1 billion. The largest was Alec Wildenstein in 1999 for a whopping $3.8 Billion! Ouch!

Not everybody has that kind of money. However, some people have worked hard, and are doing pretty good for themselves. It isnโ€™t just men, there are plenty of women who are also doing very well and worked just as hard. Are any of you willing to play the prenup odds like casino owner Steve Wynn? He lost a billion, how much will you lose?

Like I said, it isnโ€™t just the men. Even though she wasnโ€™t on the Business Insider top 10 divorce list, letโ€™s take a look at R&B diva Mary J. Blige. It was all lovey-dovey when she and her now ex-husband met and got married. Twelve years later, sheโ€™s paying him $30,000 a month in spousal support according to TMZ. He requested over $120,000! Yo, thatโ€™s per month man!

Letโ€™s face it. Love can make you stupid sometimes. Itโ€™s like a DWI with an L. In other words, driving while in love. Yeah, love-drunk and stupid.

Most people will say, โ€œIf you really love her, you wonโ€™t ask for a prenup.โ€ Others will say, โ€œYouโ€™re setting your marriage up for failure.โ€ That goes for men and women. Itโ€™s a prenuptial disagreement.

This raises an important question. If you are one of those people who attacked someone for even suggesting the need for a prenup, ask yourself this question. Are you willing to replace all of the money that person lost when he or she loses everything after divorce? My guess is you are officially nowhere to be found. Critical in-lawsโ€ฆlong gone.

The newly divorced is now left holding the bag. And guess what? Itโ€™s half empty. Maybe Geico should look into offering divorce insurance. 15 minutes could save you 50%.

Feedback Junction

Where Thoughts and Opinions Converge

He agree with me on it. He the only person I can marry in full confidence and without a prenup but we both prefer one so Iโ€™m pretty happy about that

Where are you from?

Thank you

I agree with you. I never wanted to get married until I met my guy then now I want to but not without a prenup. For the same reason you gave too. He came from parents that share bank accounts so at first he was confuse but I explain to him my deal and now

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